Would you go grocery shopping if you didn’t have any money?

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What a great post written by Judi Barrett of Integrity Real Estate in Oklahoma- this post makes a great point.  Just as you would not go grocery shopping if you could not pay for the groceries, neither should you go house hunting unless you know that you can afford to buy the home.

Via Judi Barrett~Integrity Real Estate Services~Idabel, Oklahoma:

Would you go grocery shopping if you didn’t have any money?

grocery shopping image courtesy of flickr user Bruce A StockwellI would feel so foolish if I went into the grocery store, got a shopping cart, and starting looking through the aisles… gathering up food that I like, for buying consideration if I didn’t have any money.  

Maybe I had brought a friend along that I was going to ask her if I could borrow some money to buy the groceries AFTER I had picked out what I wanted to buy…but I had not asked her yet if she would lend me any money and nor did I know that IF SHE SAID YES, how much she would lend me.

Let’s take this a step further… when I went into the store, I asked for the manager and asked him if he would walk around with me and explain to me the different types of food that he was offering for sale AND I told him that I did not have any money but was sure that my friend would lend me the amount I needed after I had chosen my basket of food.

 Surely he would stop answering questions for the customers that he knew could pay for their food and would walk around with me, who has no money… explaining how the store is laid out and what the best buys were this week.

What do you think?  Likely scenario?

HA!  That’s what I thought..  I heard you say, “Inconceivable!”

Yet if you are expecting to home shop, you do not have your own funds to purchase, and you have not gotten at least pre-qualified and even better pre-approved for a loan…

“This is exactly what you are doing on a different level.”

Now can you understand why your real estate agent WHO REALLY WANTS TO HELP YOU AND REALLY WANTS YOU TO FIND YOUR PERFECT HOME,  also wants you to get pre-approved for your loan BEFORE you go home hunting?  AND before he/she spends the time home hunting for you and with you?

I thought so… SO GO TALK TO YOUR LENDER AND GET PRE-APPROVED! So you’ll know how much you have at your disposal for a new home.  

Images courtesy of Bruce A Stockwell and Michael LeHet

Judi Barrett Southeast Oklahoma' best real estate broker Integrity Real Estate Services 580-212-5946

 

Looking for a home for sale in Idabel, Oklahoma?  Let me Google that for you. 

 

 

Judi Barrett, Broker, Integrity Real Estate Services, Office Address:  RR 5 BOX 126, IDABEL, OK 74745  580-212-5946

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About susanmorrison

After living in Walpole, MA for many years, our family was transferred to the west coast when I was a senior in high school. In 1983, I graduated from Mission San Jose High School in Fremont, California. I am also a 1987 graduate of Providence College with a major in liberal arts and a minor in business administration. I bring to the table many years of sales experience beginning with thirteen years in Corporate Sales at Delta Air Lines. I'm the mother of three children and I'm very active within the Franklin, MA community. I am also a cancer survivor and support the American Cancer Society Charities.

My husband and I have built five homes and I've lived in a variety of other locations including Toronto Canada, Irving Texas and my current home in Franklin, MA. As a result of all my moving around, I came to the conclusion that I was an expert at moving...why not become an expert on the other side of the table? I earned my real estate license in 2004 and believe that I have found my true niche'. I can empathize with my clients on a variety of levels; whether they are buying or selling. And, like so many other good realtors out there, I believe that possessing good communication skills is one of the many keys to success.

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